Prior to joining the Bank of Central Florida, Jim Dugger has had a banking career spanning over thirty years in both Florida and California. Mr. Dugger has been in the Tampa Bay market for over nineteen years where his most recent positions included Chief Credit Officer of Florida Bank, Senior Credit Officer at C1Bank, and Senior Credit Officer at American Momentum Bank. During his career Mr. Dugger has been responsible for all aspects of lending including consumer, residential, and commercial divisions, underwriting, and loan operations. He is a graduate of Georgia Southern University majoring in Business Management. Over the years in banking Mr. Dugger has been an active member in his community with various organizations.
