This is my first bank and I love it. Their customer service is amazing and the staff is super friendly. I go to the bank and they know me by name. This bank is one that I recommend and I will be keeping this bank.
Julian Vargas
Personalized Banking for Winter Haven Residents
Personal Checking Accounts
Our bank provides free online and mobile banking, including bill pay and check deposit, along with a complimentary MasterCard™ Debit Card. Enjoy fee-free ATM usage with same-day refund on ATM withdrawal fees, and receive free monthly imaged bank statements.
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Savings Accounts and CDs
Discover the different savings accounts we offer, each designed to help you grow your savings.
Secure and competitive interest rates are available on our Certificates of Deposit (CDs).
Deposits are fully insured by the FDIC up to the maximum amount permitted by law.
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Personal Loans
We offer a wide range of loans and credit lines to meet your needs. From auto loans to home equity loans to personal lines of credit, we’ve got you covered.
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Online Banking and Digital Services
Our mobile app and online banking make it easy to bank on your schedule.
You can transfer money quickly and securely with Zelle®, a digital payment option.
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Tailored Banking Solutions for Winter Haven Businesses
At Bank of Central Florida, we understand that local businesses play a vital role in the Winter Haven community. That’s why we offer a range of business banking solutions to support your financial goals.
Business Checking Accounts
Choose from our suite of business checking accounts to find the one that best suits your organization’s needs.
Enjoy online banking where you can easily manage your accounts and move money.
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Business Loans
Our experienced commercial banking team is here to help you with financing options tailored to your business.
Whether you’re expanding, purchasing equipment, or building a new office, we have a multitude of options.
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Business Banking and Cash Management
Simplify your business finances with our secure and efficient business internet banking platform.
Simplify your business finances with our secure and efficient business online banking platform.
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Join Our Community-Centric Approach
Bank of Central Florida is deeply committed to Winter Haven’s success and takes pride in being an active member of the community. We participate in local events and initiatives, supporting the growth and well-being of Winter Haven.
Why Choose Bank of Central Florida - Winter Haven?
- Personalized attention from our dedicated team of bankers
- Local knowledge and understanding of Winter Haven’s unique financial needs
- Technology for online and mobile banking that makes banking easy for you.
Come Visit Us in Winter Haven
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201 3rd St SW
Winter Haven, FL 33880 - (863) 578-0335
Hours:
M-F 8:30AM – 5:00PM
FAQ
Write, swipe or click! Our checking products accommodate the method vou utilize to make purchases through check writing, debit card use and online banking.
Whether you’re expanding your business, financing accounts receivable, purchasing new equipment or building a new office, our experienced commercial banking team will work with you to tailor a loan that fits your short or long-term needs.
Our treasury management tools are designed to assist your company in managing cash flow, risk and operating costs. Please contact Treasury Management for more information about how to put these services to work for your company.
We are committed to helping you keep your identity and information secure.
We have compiled a description of bank security practices and actions you can take to help protect you and your personal information.
